Coverage

Protection that fits your life, explained in plain English

Four lines of coverage, one local team. We compare carriers side by side, tell you what you actually need, and stay with you when it counts.

Home insurance

Dwelling, personal property, and liability coverage for houses, condos, rentals, and seasonal cottages — rebuilt to match your actual property, not a generic quote.

Get a home quote

Auto insurance

Personal auto with honest guidance through Michigan's no-fault system, plus SR-22, classic car, and teen driver coverage.

Get an auto quote

Life insurance

Term, whole, and universal life sized to cover the mortgage, the college fund, and the years in between — priced for real budgets.

Talk about life insurance

Business insurance

General liability, commercial property, and workers' comp for Lansing's shops, contractors, and offices. We review your policies every year.

Cover my business

Why independent

We work for you, not for one carrier

Because we are independent, we compare quotes from a dozen-plus insurers and put the best one in front of you. When a claim happens, you call us — and we do the fighting with the insurance company.

Get a quote todayA quote takes about fifteen minutes. Bring your current policies and we will take it from there.